DEFT credit card surcharge refers to an additional fee or charge imposed on a credit card transaction processed through the DEFT Payment Systems platform.
When customers choose to make a payment using a credit card, the merchant or business may apply a surcharge to cover the costs associated with processing the credit card payment. This surcharge helps offset the fees charged by credit card companies or payment processors to the merchant for accepting credit card transactions.
The specific surcharge amount can vary depending on the merchant’s policy and the type of credit card used. Merchants typically disclose the surcharge amount or percentage to customers before they proceed with the payment.
The maximum amount of these fees or surcharges that you may be charged are set out below:
| Payment option (if the option is offered by your Biller) |
Transaction fee / Surcharge* that may apply (including GST, if applicable) |
|---|---|
| Bank account transactions (including direct debit arrangements and one-off payments) |
$0.85 per transaction |
| Card transactions (including direct debit arrangements and one-off payments) |
*The surcharge is a percentage of the transaction amount. |
It is important to review the terms and conditions or contact the merchant directly to understand the exact credit card surcharge applied when using DEFT Payment Systems for credit card transactions.