A Comprehensive Guide to the Central Application Clearing House (CACH) in South Africa

By | June 9, 2024

The Central Application Clearing House (CACH) provides a crucial service for South African matriculants seeking admission to Post School Institutions such as universities and TVET colleges. Since its inception in 2013, CACH has given thousands of students a second chance to secure placement, particularly those whose initial applications were unsuccessful but whose final Grade 12 results have improved. This guide will cover everything you need to know about CACH, from the sign-up process to the benefits and services it offers.

Understanding CACH: An Overview

What is CACH?
The Central Application Clearing House (CACH) is a centralized platform that aids in the application process for tertiary education in South Africa. It acts as a bridge between prospective students and educational institutions, facilitating university and college placements and offering career guidance.

Key Features of CACH

  • Placement Assistance: Helps students secure placements at universities, universities of technology, and TVET colleges.
  • Career Guidance: Provides career advice through the Khetha Career Development Service.
  • Referral Services: For students unsure of their study options, CACH offers referrals to career advice and information.
  • Free Service: Offered by the Department of Higher Education and Training (DHET) at no cost to applicants and institutions.

The Sign-Up Process: How to Apply for CACH

1. Visiting the CACH Website

2. Sign-Up Procedure

  • The sign-up process is user-friendly and straightforward.
  • Provide essential information such as your ID/Passport or Examination number, name, surname, and date of birth.

3. No Initial Document Submission Required

  • At the sign-up stage, no additional documents need to be submitted.
  • Detailed verification of IDs and other necessary documents will be done once institutions start communicating with applicants.

4. Sign-Up Period and Key Dates

  • The CACH service typically opens in January and runs until the end of March each year. Exact dates may vary annually, so check the CACH website for the most current information.

Interaction with Institutions

1. Institution Offers

  • After signing up, institutions participating in CACH will access the database to search for suitable candidates.
  • Offers are made based on the criteria set by each institution. These offers are communicated to applicants via SMS or email.

2. Acceptance of Offers

  • Applicants receive notifications of offers and must accept or reject them on the CACH system.
  • Once an offer is accepted, the institution will contact the applicant directly to finalize the admission process.

Additional Services and Benefits

1. Career Guidance

  • CACH collaborates with the DHET’s Khetha Career Development Service to offer guidance for students unclear about their career paths.

2. Financial Assistance Opportunities

  • Some funders access the CACH database to identify students who meet specific criteria, potentially opening opportunities for scholarships or bursaries.

3. Learnerships

  • Organizations offering learnerships may also use CACH to find suitable candidates.

Confidentiality and Data Protection

  • The information collected by CACH is treated with high confidentiality and complies with the Protection of Personal Information Act of 2013.

Preparing for CACH

1. Ensure All Results Are Ready

  • Make sure your final Grade 12 results are available as these will be crucial for placement.

2. Gather Necessary Information

  • Keep your ID/Passport or Examination number and personal details handy for the sign-up process.

3. Stay Informed

  • Regularly check the CACH website and your communication channels for updates and offers from institutions.

Seizing Educational Opportunities with CACH

CACH serves as a vital tool for students seeking tertiary education opportunities. By facilitating the application and placement process, it ensures that every learner has an equal chance of gaining entry into higher education institutions.

Conclusion

As a centralized hub, CACH offers a streamlined and efficient process for matriculants to secure placements in post-school institutions. The user-friendly sign-up process, combined with the additional benefits such as career guidance and financial assistance opportunities, makes CACH an invaluable resource for South African students.

Prospective students are encouraged to take full advantage of this service when the sign-up period opens each year. Whether you’re from a remote area or an urban center, CACH helps make you visible to educational institutions, thus broadening your opportunities for higher education. Sign up, explore your options, and pave the way for your academic and professional journey with CACH.


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Complete Guide to NSFAS Online Loan Application for South African Students (2025)

If you are a South African student looking to pursue higher education but are facing financial difficulties, the National Student Financial Aid Scheme (NSFAS) is one of the most accessible funding options available. NSFAS provides financial aid in the form of bursaries and loans to qualifying students at public universities and TVET colleges in South Africa.

This guide will walk you through everything you need to know about the NSFAS loan application process, from eligibility requirements to application steps and frequently asked questions.


📌 What is NSFAS?

The National Student Financial Aid Scheme (NSFAS) is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.

NSFAS offers both bursaries and income-contingent loans:

  • Bursaries: For eligible students who meet academic and household income criteria (especially for TVET and university students).
  • Loans: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.

✅ Who Qualifies for an NSFAS Loan?

To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:

  • Be a South African citizen.
  • Be financially needy, with a household income of less than R350,000 per year.
  • Have a valid South African ID.
  • Be enrolled or accepted to study at a public university or TVET college.
  • Not be funded through another bursary program that covers all expenses.
  • Maintain satisfactory academic progress (returning students).

📚 Courses Funded by NSFAS

NSFAS primarily funds undergraduate qualifications, but certain postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB) may be considered under the NSFAS loan scheme, not bursaries.

If you’re studying:

  • Undergraduate degree or diploma: You are likely eligible for a full NSFAS bursary.
  • Postgraduate study: You may qualify for a loan, depending on the course and funding availability.

📄 Required Documents for NSFAS Application

When applying, make sure you have the following documents scanned and ready:

  1. Certified copy of your South African ID or Smart Card.
  2. Parent(s) or guardian(s) ID documents.
  3. Proof of income (latest payslips, UIF, or affidavit if unemployed).
  4. Consent Form signed by your parent(s)/guardian(s) to allow NSFAS to verify income.
  5. Proof of registration or acceptance at a public institution.
  6. Academic transcripts (for continuing or postgraduate students).

🖥️ How to Apply for an NSFAS Loan Online

Step-by-Step NSFAS Online Application Process (2025)

  1. Visit the NSFAS Website

    Go to: https://www.nsfas.org.za

  2. Create an Account

    • Click on “MyNSFAS” and register your profile.
    • You’ll need a valid email address and South African cellphone number.
    • Choose a strong password and verify your account via email or SMS.
  3. Login and Start the Application

    • After registration, log in to your MyNSFAS account.
    • Click on “Apply” to begin a new application.
  4. Fill in Your Personal Details

    • Input your ID number, name, surname, and other details exactly as they appear on your ID.
    • Provide household income information and living arrangements.
  5. Upload Required Documents

    • Upload all supporting documents in PDF or JPEG format.
    • Each document must be clear and under the size limit specified.
  6. Submit Your Application

    • Review your application for accuracy.
    • Click “Submit” and wait for a confirmation message.
  7. Track Your Application

    • Log in regularly to check your application status.
    • You will be notified via SMS and email at each stage of the process.

🗓️ Important NSFAS Dates (2025)

  • Application Opening Date: September 1, 2025
  • Application Deadline: January 31, 2026
  • Appeals Period: February 2026 (if rejected)
  • Disbursement: After registration and approval

Note: Dates are subject to change; always confirm on the official NSFAS website.


💸 What Does the NSFAS Loan Cover?

NSFAS funding typically includes:

  • Tuition fees
  • Registration fees
  • Accommodation (if living away from home)
  • Meals and transport
  • Learning materials (e.g., textbooks)

For loans, repayment is only required once you start working and earn above a threshold (around R30,000 annually, but subject to change).


🔄 NSFAS Loan Repayment

Repayments are:

  • Income-contingent – you only repay when you can afford to.
  • Administered by DHET (Department of Higher Education and Training).
  • Interest-bearing, but interest rates are low and favorable.

You can also apply for a partial loan conversion to a bursary if you perform well academically.


🔁 How to Appeal a Rejected NSFAS Application

If your application is rejected, you may submit an appeal via your MyNSFAS portal:

  1. Log into your MyNSFAS account.
  2. Click on “Track Funding Progress”.
  3. If rejected, click on “Submit Appeal”.
  4. Upload any missing or corrected documents.
  5. Provide a clear explanation or motivation.

📱 NSFAS Contact Information


📝 Final Tips Before Applying

  • Apply early to avoid system overload near the deadline.
  • Use your own email and cellphone number (do not use someone else’s).
  • Double-check that all your documents are certified and legible.
  • Keep a copy of your submission confirmation for reference.

By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams—without the burden of immediate financial pressure.

If you need a printable checklist or PDF version of this guide, let me know and I’ll create one for you.