How to complete flisp application

FLISP, or the Finance Linked Individual Subsidy Programme, is a South African government initiative aimed at helping low to moderate-income earners own homes. This subsidy assists individuals in covering their housing costs, making homeownership more accessible for those who may struggle to afford it otherwise. Here’s how you can fill out the FLISP application form and apply for financial assistance with your home purchase.

What is FLISP?

FLISP, now known as First Home Finance, aims to bridge the gap between available funds and the cost of the property, reducing the initial mortgage loan amount required to purchase a home.

How to Apply for FLISP Subsidy:

  1. Contact the Department of Human Settlement: Apply for the subsidy at your local Human Settlement office once you are pre-approved for a home loan. You can also apply online via the First Home Finance Application portal or call 010 085 2199.
  2. Prepare Necessary Documents: Along with the application form, you’ll need certified copies of various documents such as identity documents, marriage certificate or divorce order, dependents’ birth certificates, proof of income, bond approval, and others as listed in the application requirements.

Eligibility Criteria:

To qualify for the housing subsidy, you must meet specific criteria:

  • Gross household income between R3501 and R22000 per month.
  • Over 18 years old and competent to contract.
  • Never owned fixed residential property before.
  • Never received a government housing subsidy before.
  • Married, cohabiting, or single with financial dependents.
  • South African citizen or permanent residency permit holder.

Options for Home Acquisition:

You have three options for utilizing the FLISP housing subsidy:

  1. Purchase an existing, new, or old residential property.
  2. Build a home on a self-owned serviced residential site.
  3. Buy a vacant serviced residential site linked to a registered homebuilder with the National Home Builders Registration Council (NHBRC).

Application Process Duration:

The process typically takes about seven working days from submission of the application form. The FLISP department should inform you of the outcomes within 21 days of application.

Factors Affecting FLISP Acquisition:

The subsidy amount depends on factors like income, property cost, family size, and affordability, which can vary by region and over time.

Benefits of FLISP:

FLISP offers several benefits including increased affordability, reduced mortgage costs, assistance for first-time homebuyers, stability and security, wealth accumulation, long-term savings, customisation and freedom, financial empowerment, and access to better housing options.


Owning a home is a significant decision, and FLISP aims to make it more achievable for those with limited financial means. Remember to do thorough research, consider your options, and seek professional guidance if needed.

Disclaimer: This article serves as general information and should not substitute professional advice. Any action taken based on this information is at your own risk.