Costs for 2023 – B.Ed. Intermediate Phase
Application Fee: R350 (non-refundable)
Registration Fee: R1000 (not set off against first Cluster tuition fees, non-refundable)
Estimated Cost Year One: R45 250
Estimated Cost Year Two: R45 250
Estimated Cost Year Three: R47 060
Estimated Cost Year Four: R47 060
Payment options:
Annually: Payment before commencement of studies: 2% discount
Two payments: payment is due at the start of each cluster.
Monthly payments: payment over 11 months for the year via debit order.
Costs for 2023 – PGCE Senior and FET Phases
Application Fee: R350 (non-refundable)
Registration Fee: R1000 (not set off against first Cluster tuition fees, non-refundable)
Annual Tuition Fees: R40 590
Payment options:
Annually: Payment before commencement of studies: 2% discount
Two payments: payment is due at the start of each cluster.
Monthly payments: payment over 11 months for the year via debit order.
Costs for 2023 – Recognition of Prior Learning/Transfer Application Fee
RPL Fee: R2 500 (non-refundable)
Transfer of Credit Application Fee: R2 500 (non-refundable)
Student enrolment contract
Upon enrolment, a student will sign an admissions agreement as a student at the Two Oceans
Graduate Institute with the undertaking to pay the amount of R1000 (non-refundable registration fee).
Student Financial Aid
The Two Oceans Graduate Institute is aware of the necessity to make provision for students who need
financial assistance. Executive management applies annually to donors and trustees to provide funds
to the institution for students who require financial aid. A list of institutions providing bursaries or
study loans is provided on the website.
The following students will qualify for financial assistance:
Students who are really in need of financial aid;
Those who will be able to put the financial aid to good use;
Students who are academically in good standing and will be able to complete their studies in
good time;
Students who will be able to repay the loan in due course as will be specified when the
financial aid is provided in the form of a loan.
Student academic and personal support
The lecturers at Two Oceans Graduate Institute are professional people with excellent qualifications
and vast experience in the field of Education. Students are encouraged to tap into this rich source of
knowledge and ask if support is needed. All requests from students will be attended to.
A student support portal is available on the LMS. Students can communicate with a qualified
Counsellor, who will endeavour to support the student to optimise learning. A counselling specialist
will respond and attend to queries in a professional and confidential manner.
Academic support is available to all students on the LMS.
Sponsored Content
Complete Guide to NSFAS Online Loan Application for South African Students (2025)
If you are a South African student looking to pursue higher education but are facing financial difficulties, the National Student Financial Aid Scheme (NSFAS) is one of the most accessible funding options available. NSFAS provides financial aid in the form of bursaries and loans to qualifying students at public universities and TVET colleges in South Africa.
This guide will walk you through everything you need to know about the NSFAS loan application process, from eligibility requirements to application steps and frequently asked questions.
📌 What is NSFAS?
The National Student Financial Aid Scheme (NSFAS) is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.
NSFAS offers both bursaries and income-contingent loans:
- Bursaries: For eligible students who meet academic and household income criteria (especially for TVET and university students).
- Loans: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.
✅ Who Qualifies for an NSFAS Loan?
To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:
- Be a South African citizen.
- Be financially needy, with a household income of less than R350,000 per year.
- Have a valid South African ID.
- Be enrolled or accepted to study at a public university or TVET college.
- Not be funded through another bursary program that covers all expenses.
- Maintain satisfactory academic progress (returning students).
📚 Courses Funded by NSFAS
NSFAS primarily funds undergraduate qualifications, but certain postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB) may be considered under the NSFAS loan scheme, not bursaries.
If you’re studying:
- Undergraduate degree or diploma: You are likely eligible for a full NSFAS bursary.
- Postgraduate study: You may qualify for a loan, depending on the course and funding availability.
📄 Required Documents for NSFAS Application
When applying, make sure you have the following documents scanned and ready:
- Certified copy of your South African ID or Smart Card.
- Parent(s) or guardian(s) ID documents.
- Proof of income (latest payslips, UIF, or affidavit if unemployed).
- Consent Form signed by your parent(s)/guardian(s) to allow NSFAS to verify income.
- Proof of registration or acceptance at a public institution.
- Academic transcripts (for continuing or postgraduate students).
🖥️ How to Apply for an NSFAS Loan Online
Step-by-Step NSFAS Online Application Process (2025)
-
Visit the NSFAS Website
Go to: https://www.nsfas.org.za
-
Create an Account
- Click on “MyNSFAS” and register your profile.
- You’ll need a valid email address and South African cellphone number.
- Choose a strong password and verify your account via email or SMS.
-
Login and Start the Application
- After registration, log in to your MyNSFAS account.
- Click on “Apply” to begin a new application.
-
Fill in Your Personal Details
- Input your ID number, name, surname, and other details exactly as they appear on your ID.
- Provide household income information and living arrangements.
-
Upload Required Documents
- Upload all supporting documents in PDF or JPEG format.
- Each document must be clear and under the size limit specified.
-
Submit Your Application
- Review your application for accuracy.
- Click “Submit” and wait for a confirmation message.
-
Track Your Application
- Log in regularly to check your application status.
- You will be notified via SMS and email at each stage of the process.
🗓️ Important NSFAS Dates (2025)
- Application Opening Date: September 1, 2025
- Application Deadline: January 31, 2026
- Appeals Period: February 2026 (if rejected)
- Disbursement: After registration and approval
Note: Dates are subject to change; always confirm on the official NSFAS website.
💸 What Does the NSFAS Loan Cover?
NSFAS funding typically includes:
- Tuition fees
- Registration fees
- Accommodation (if living away from home)
- Meals and transport
- Learning materials (e.g., textbooks)
For loans, repayment is only required once you start working and earn above a threshold (around R30,000 annually, but subject to change).
🔄 NSFAS Loan Repayment
Repayments are:
- Income-contingent – you only repay when you can afford to.
- Administered by DHET (Department of Higher Education and Training).
- Interest-bearing, but interest rates are low and favorable.
You can also apply for a partial loan conversion to a bursary if you perform well academically.
🔁 How to Appeal a Rejected NSFAS Application
If your application is rejected, you may submit an appeal via your MyNSFAS portal:
- Log into your MyNSFAS account.
- Click on “Track Funding Progress”.
- If rejected, click on “Submit Appeal”.
- Upload any missing or corrected documents.
- Provide a clear explanation or motivation.
📱 NSFAS Contact Information
- Website: https://www.nsfas.org.za
- Email: info@nsfas.org.za
- Toll-Free Number: 08000 67327 (Monday–Friday, 8 AM–5 PM)
- Twitter: @myNSFAS
- Facebook: NSFAS
📝 Final Tips Before Applying
- Apply early to avoid system overload near the deadline.
- Use your own email and cellphone number (do not use someone else’s).
- Double-check that all your documents are certified and legible.
- Keep a copy of your submission confirmation for reference.
By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams—without the burden of immediate financial pressure.
If you need a printable checklist or PDF version of this guide, let me know and I’ll create one for you.
