Can I get Centrelink if I am self-employed?

Yes, it is possible to receive Centrelink support while being self-employed in Australia. Centrelink is the government agency responsible for delivering a range of social security payments and services. Whether or not you are eligible for Centrelink support as a self-employed individual depends on whether you are meeting the eligibility criteria. These are seen below:

  • be at least 15 years of age (18 years of age to access Small Business Coaching)
  • an Australian citizen, or
  • the holder of a permanent visa, or a nominated Visa
  • Holder (including a New Zealand Special Category Visa, Temporary Protection Visa Holder and a Safe Haven Visa Holder)

  • not be an undischarged bankrupt
  • not already in education and/or employment for more than 25 hours per week

Here are some Centrelink payment options that self-employed individuals may be eligible for:

  1. JobSeeker Payment (formerly known as Newstart Allowance): This payment provides financial assistance to individuals who are unemployed or underemployed and actively seeking work. As a self-employed person, you may be eligible for JobSeeker Payment if your income from self-employment is below the income threshold and you meet other eligibility criteria.
  2. Youth Allowance: This payment is designed to support young people who are studying full-time, undertaking an apprenticeship, or looking for work. Depending on your circumstances, you may be eligible for Youth Allowance as a self-employed individual if your income from self-employment falls within the allowable limits.
  3. Parenting Payment: This payment is available to primary caregivers of young children. If you are a self-employed parent, you may be eligible for Parenting Payment if you meet the income and asset requirements and have limited capacity to work due to your caring responsibilities.
  4. Austudy Payment: This payment provides financial assistance to full-time students and some apprentices. If you are a self-employed student or apprentice, you may be eligible for Austudy Payment if you meet the income and other eligibility criteria.
  5. Rental Assistance: Self-employed individuals who meet the income and asset tests and receive certain Centrelink payments may also be eligible for Rental Assistance. This additional payment helps with the cost of renting accommodation.

It’s important to note that eligibility criteria, income tests, and asset tests can vary for each payment or support program. The amount of Centrelink assistance you may receive will depend on your individual circumstances, including your income, assets, family situation, and any other relevant factors.

To determine your eligibility for Centrelink support as a self-employed individual, you should contact Centrelink directly or visit their official website. They can provide you with the most up-to-date information based on your specific circumstances and guide you through the application process.