Which is the best gems option?

  • Tanzanite One – Starting at R 403
    • Network Option
    • Low cost: up to 100% employer subsidy*
    • Access to the GEMS Network of hospital
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  • Beryl – Starting at R 605
    • Comprehensive in-and-out of hospital benefits
    • Network of healthcare providers
    • Public and private facilities
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  • Ruby – Starting at R 860
    • Comprehensive in-and-out-of hospital benefits
    • PMSA, hospital plan and Block Benefits
    • Network of healthcare providers
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  • Emerald Value – Starting at R 809
    • Comprehensive in-and-out-of hospital cover at a more affordable rates
    • Use of nominated GP for co-ordination of care
    • Specialist referral from nominated GP
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